Terms of Service
Plain English summary: Brokerscribe generates draft insurance proposal letters for licensed brokers to review and send. The output is a drafting tool, not professional advice. You remain the licensed professional responsible for everything you send to your clients.
1. Acceptance of terms
By using Brokerscribe ("the Service") you agree to these Terms of Service. If you do not agree, do not use the Service.
2. Description of service
Brokerscribe is an AI-powered drafting tool that generates insurance proposal letters based on information you provide. All output is intended as a draft for review by a licensed insurance professional before being sent to any client.
3. Not professional advice
Brokerscribe does not provide insurance advice, legal advice, or financial advice. Output generated by the Service:
- Is a draft for professional review only
- Does not constitute a binding quote or insurance offer
- Must be verified against actual policy terms before use
- Should be reviewed for accuracy and compliance with applicable provincial regulations
You are solely responsible for the accuracy, completeness, and compliance of any proposal you send to a client.
4. Eligibility
You must be a licensed insurance broker or work under the supervision of one to use this Service. By using Brokerscribe you represent that you are authorised to produce insurance proposals in your jurisdiction.
5. Free trial and payment
New accounts receive 3 free proposal generations. After that, continued use requires a paid subscription. Subscriptions are billed monthly and can be cancelled at any time. No refunds are issued for partial months. Payments are processed by Stripe.
6. Acceptable use
You agree not to:
- Use the Service to generate misleading or fraudulent proposals
- Attempt to reverse-engineer, scrape, or copy the Service
- Share account access with users outside your licensed brokerage
- Use the Service for any purpose that violates applicable law
7. Intellectual property
The proposals generated by Brokerscribe using your inputs belong to you. You grant us no rights over the content of your proposals. The Brokerscribe platform, brand, and underlying technology remain our property.
8. Limitation of liability
To the maximum extent permitted by law, Brokerscribe's liability for any claim arising from use of the Service is limited to the amount you paid us in the 3 months preceding the claim. We are not liable for any indirect, incidental, or consequential damages.
9. Disclaimer of warranties
The Service is provided "as is" without warranty of any kind. We do not warrant that output will be accurate, complete, or suitable for any particular purpose.
10. Governing law
These terms are governed by the laws of the Province of Ontario and the federal laws of Canada applicable therein.
11. Changes to terms
We may update these terms from time to time. Continued use of the Service after changes constitutes acceptance. We will notify registered users of material changes by email.
12. Contact
Questions about these terms? Email us at hello@brokerscribe.ca.